Syndicat des employé(e)s de l'Université de Montréal (SEUM 1244 ET SEEUM 1186)
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Your Auto, Your Privileges

Auto Insurance Advantages

Benefit from personalized coverage and first-class service

When you choose The Personal, you’re getting more than just preferred group rates on your auto insurance. You’re getting great protection on the road and peace of mind behind the wheel.

Here are some features and discounts we offer:

Optional coverage* that suits your needs

Replacement Cost Coverage Coverage for the value of your new car for up to 5 years..
Value Plus OptionTM Protects the value of your used car. This coverage is available for up to five years.
$0 Deductible Option With this optional coverage, you’ll pay no deductible when making a claim, even if you’re at fault.
Accident-Free Protection® Opt for Accident-Free Protection and your premium won’t increase as a result of your first at-fault accident.
The Worry-Free Option Get more coverage, for less.
24/7 Emergency Service Get a 24/7 Emergency Claims Assistance


Individual discounts added to your exclusive group rate

Multi-Vehicle Discount Insure two vehicles or more and get:
  • Up to 15% off
  • 50% off the Worry-Free option
Anti-Theft System Discount** Get a 20 to 60% discount on your theft insurance premium if your car is equipped with an anti-theft or tracking system.
Hybrid Vehicle Discount Help protect the environment and get a discount of 15% on your auto insurance premium.
Fuel-efficient vehicle Discount Get a 10% discount on your auto insurance premium
Student Rates Dependants aged 25 or younger who are college or university students or recent graduates can take advantage of a discount of up to 17%.
Multi-Line Discount Save by insuring your car and home with The Personal

Take advantage of these privileges today!

Get a car insurance quote in only a few minutes!

You can also get a quote at a preferred rate for your motorcycle, snowmobile, recreational vehicle and more.

*Certain restrictions apply.

TM Value Plus Option is a trademark of a company affiliated with The Personal General Insurance Inc.

**Contact us to find out which anti-theft systems we approve.

® Accident-Free Protection is a registered trademark of The Personal Insurance Company.