Auto Insurance Basics
The main purpose of car insurance is to protect you in the event of an accident, whether or not you're responsible.
Why You Need Insurance
In Canada, certain coverage is mandatory for all drivers. If you drive without basic insurance and are stopped by the police, you'll be fined.
Also, if you have an accident and damage someone else's property or injure someone, you'll have to pay for the damage yourself.
Basic Coverage—Essential for Your Needs
When you purchase auto insurance from us, you're automatically protected against damage for which you may be held responsible, thanks to third party liability coverage.
This coverage protects you if:
- You damage someone's personal property
- Someone is injured or dies in an accident.
By law, you're required to have at least $200,000 in third party liability insurance (except for Nova Scotia where the minimum is $500,000), but most people opt for $1 million or $2 million.
Coverage Adapted to Your Needs
We also offer optional coverage for greater flexibility.
Want more than basic coverage but find full coverage is too much? We have the solution—personalized insurance products tailored to meet your needs.
Request a car insurance quote now and see how easy it is to be well protected.