• Home > 
• Insurance Products > 
• Auto Insurance > 
• Our Coverages

• Insurance Products
  • Auto Insurance
    • Savings and Benefits
    • Our Coverages
    • The Basics of Auto Insurance
    • Intelauto Program
    • Need personalized advice?
    • Drivers Under 25
    • First Auto Insurance
  • Home Insurance
  • Recreational Vehicle Insurance
  • Business
  • Pet Insurance

Our Auto Insurance Coverages

Mandatory Coverages

• Civil Liability

  Covers you if you accidentally damage someone's property

• Collision

  Protects your vehicle if you are found responsible for an accident

• Comprehensive

  Protects your vehicle in the event of damage caused by things like vandalism, glass breakage, theft and fire

Optional Coverages

• Loss of Use Extension Endorsement (Broad Form) (Endorsement No. 20 A)

  Covers vehicle rental or alternative transportation following an accident

• Civil Liability Resulting from Damage to Non-Owned Automobiles (Endorsement No. 27)

  Protects you in case you damage a rented or borrowed vehicle

• Replacement Cost (Endorsement No. 43 (A and E))

  Replaces your vehicle should it be declared a total loss or stolen and not recovered

• Value Plus Option^TM (Endorsement No. 43 [B and F])

  Protects the value of your used car in case of damage or total loss

• $0 Deductible Option

  Pay no deductible in the event of theft, vandalism, or an at-fault accident

• Accident-Free Protection

  Your premium won’t increase as a result of your first at-fault accident

• Worry-Free Option

  Get additional coverage and save on your deductible in the event of a claim

Customize Your Coverage

When you request an auto insurance quote from us, we present a standard coverage offer based on the information you provide.

You can customize* this coverage according to your individual needs. These changes will be reflected in your premium.

Take advantage of these privileges today!

Get an online auto insurance quote and save 5%!

* Certain conditions apply.

^TM Value Plus Option is a trademark of a company affiliated with The Personal General Insurance Inc.